Pockez
Dividend Reinvestment Calculator
Free dividend reinvestment (DRIP) calculator: enter principal, yield and tax rate to project compounding, passive income and wealth for any stock or ETF.
- Dividend reinvestment
- Custom tax rate
- Year-by-year table
- Growth chart
Growth simulation
Yearly breakdown
🔒 Everything is calculated in your browser. No data is sent to any server.
How to use
- Enter your initial investment, yearly contribution, dividend yield and payout frequency.
- Enter your dividend tax rate. It depends on your country and account type; if you're not sure, start with 0.
- Open "Advanced" to set yearly dividend and price growth, choose whether to reinvest dividends, then click "Calculate" to see wealth and passive income year by year.
FAQ
Why does reinvesting dividends grow wealth faster?
Reinvested dividends buy more shares, so the next payout is bigger, like a snowball. That is compounding. The more often dividends are paid and the longer you hold, the bigger the difference.
What dividend tax rate should I use?
It depends on your country, account type and the market you invest in. For example, foreign investors often have a withholding tax deducted. Check the rate that applies to you; this tool simply deducts it as a fixed percentage.
How do I estimate yield and price growth?
For yield, use the investment's average cash yield over the past few years. For price growth, a conservative 0 shows the effect of dividends alone; then try different numbers to compare.
Are the results accurate?
This tool uses a simplified model with fixed yield and growth rates, and ignores fees, exchange rates and price swings. Results are estimates only and are not investment advice.
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